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Credit Repair

Credit Repair - The Credit Fix Doctor

Created a Good Credit and Repair a Bad One

There are negative items listed on your credit reports that do not belong there. By law, you have the right to dispute these negative items. Any negative listing you feel may be erroneous, premature, misleading, incomplete, ambiguous, unverifiable, unfair or unclear (“debatable”) can be disputed with the credit bureaus.

If the item cannot be validated, then it must be removed from your credit report. Is this simple!

By taking a two-split approach to improving your credit through ongoing management of your credit and through fixing the mistakes in your credit reports, many people have seen dramatic results in a relatively short period of time. If you simply sit back and wait for your credit score to improve, it may be several years before you see a significant shift, but by proactively working to fix your credit, you may see noticeable improvement in your credit score in only a matter of months.

What does it mean to fix bad credit?

Only a portion of the people looking for information about how to fix their credit, realize how close to the truth they really are. Even though they may only be looking for a way to

raise their credit scores, the fact of the matter is that in many cases, they need fixing something that is broken. The credit system in this country is far from perfect and because of it, millions of Americans have credit scores that are not accurate. In a word, their credit score is broken and Fixing their credit is exactly what they need to do.

Studies show that most credit reports contain errors. Whether through clerical errors, mistaken identities, improper accounting, or simple misunderstandings, there are an estimated 200+ million Americans with errors on their credit reports. And in many cases, these errors are significant. As many as 25% of all credit reports contain errors serious enough to cause someone to be denied on a credit application.

So when talking about fixing BAD CREDIT there is more to it than just trying to increase a credit score. It is about repairing the errors and omissions in your credit reports. Responsibly managing your credit will help you start working towards a better credit score, but truly fixing bad credit requires that you also focus on the source of the problem.

We offer the following services:

  • Improve your credit score
  • Acquire your accurate and up-to-date- credit report
  • Eliminate errors on your report

Let us assist you with your credit needs! Contact us here.